The government of india has announced some major updates reagrding the atal pension yojana.Starting October 1, 2025, a new APY registration form will become mandatory for all applicants.
As per the latest notification from the Pension Fund Regulatory and Development Authority (PFRDA).The old form will no longer be accepted by banks or post offices after September 30, 2025.
Why the New APY Form Was Introduced
To simplify and standardize the APY enrollment process for citizens, especially those working in the unorganized sector.
Additionally, the FATCA/CRS declaration has now been made mandatory.This ensures that only resident Indian citizens are eligible to join the APY scheme and prevents individuals with foreign tax obligations from registering.
Who Can Apply for APY in 2025
Age between 18 and 40 years
Possess an active savings bank account or post office account
Are not income tax payers as of October 1, 2022
Provide a valid Aadhaar number and mobile number during registration
Launched in 2015 Atal Pension Yojana,provides social security to workers in the unorganized sector. Subscribers contribute a small monthly amount and receive a guaranteed pension after the age of 60.
Depending on the contribution and age at joining, the monthly pension can range from ₹1,000 to ₹5,000.
What is the latest update on the Atal Pension Yojana in 2025?
From October 1, 2025, the government has made it mandatory to use the new APY registration form. The old form will no longer be accepted by banks and post offices after September 30, 2025, as per PFRDA guidelines.
Why has the government introduced a new APY form?
The new form was introduced to make the registration process easier and more transparent. It includes a mandatory FATCA/CRS declaration to ensure only resident Indian citizens are eligible for the scheme.
Who is eligible to apply for the Atal Pension Yojana in 2025?
Indian citizens aged 18 to 40 years, with a savings or post office account, who are not income tax payers as of October 1, 2022, can apply. Applicants must also provide their Aadhaar number and mobile number.
What are the benefits of the Atal Pension Yojana?
The APY provides a guaranteed monthly pension ranging from ₹1,000 to ₹5,000 after retirement, based on contributions. It’s one of the most affordable and secure government-backed pension schemes for the unorganized sector.
Is there any change in the APY contribution amount or pension slab?
No, the contribution structure and pension amount remain the same. The update only affects the registration form and declaration requirements.
Can existing APY subscribers continue with their old account?
Yes. The new form requirement applies only to new applicants registering from October 1, 2025 onward. Existing subscribers will not be affected.